Budgeting around the days you are paid

Eleven pieces on pay cadence, sinking funds and irregular income. No product pitch in the first paragraph.

Everything 11 Biweekly pay 5 The method 3 Irregular income 2 Two of you 1

All money tips

11 articles

Biweekly pay How to budget on a biweekly paycheck If you are paid every two weeks and budgeting monthly, you are doing a conversion in your head every single month. Here is how to stop. 5 min read Read → Biweekly pay A biweekly budget template that works Most budget templates are monthly templates with the word biweekly on them. Here is the layout that actually fits 26 paychecks. 4 min read Read → Biweekly pay What to do with a three-paycheck month Twice a year you get a third paycheck and your bills do not increase. That gap is the best opportunity in your financial year. 3 min read Read → Biweekly pay Semi-monthly vs biweekly pay Two paychecks a month, roughly. That is where the similarity ends, and the difference decides how you should budget. 3 min read Read → The method Sinking funds, and what to actually put in them Something always comes up because those things are predictable, and you were not counting them. 4 min read Read → The method A budget categories list you will actually use Most budgets fail from having too many categories, not too few. Here is the full list, then the shorter one to start with. 3 min read Read → The method How to stop living paycheck to paycheck Sometimes this is an income problem no budget fixes. Often it is a timing problem wearing an income problem’s clothes. 4 min read Read → Irregular income How to budget on an irregular income The standard advice is to budget your lowest month. That is fine until you have a lowest month you cannot live on. 3 min read Read → Irregular income Cashrou for irregular income When the amount is different every time, a budget built on an average is wrong in both directions. 3 min read Read → Biweekly pay Cashrou for biweekly pay 26 paychecks a year do not fit into 12 monthly budgets. Cashrou stops trying to make them. 2 min read Read → Two of you Cashrou for couples who split the bills Most apps for couples assume you have merged everything. Cashrou is built for the arrangement where you have not. 3 min read Read →

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