Know what this paycheck has to cover.
Your pay dates, your bills, your goals, your debts. Cashrou works out what is genuinely safe to use between now and next payday, and keeps that one number honest as you spend it.
Seven days free. $6.99 a month or $49.99 a year. Cancel any time.
Two minutes on payday. Then you stop thinking about it.
Every paycheck arrives with a list of jobs already attached to it. Cashrou lays that list out in order, shows what is left after each one, and lets you move money between them until the plan looks right.
Three steps, once a paycheck.
Confirm your balances
Cashrou asks what is in each account. Two taps, and the plan is built on today rather than on a guess.
Fund what matters
Work down the list in priority order. Rent, then the car insurance you know is coming, then the goals.
Spend the rest
One safe-to-use figure for the days until next payday. When it runs low you know it early, not on the 28th.
One answer first. Three more when you want them.
Every card answers a question you have already asked yourself this week. These are the real cards from the app, rendered live.
Can I spend this, or is it already spoken for?
The cash you are holding, cut into the three things it is already doing. One figure is genuinely yours.
When does this land?
Set the target and every payday moves the bar. The date comes from your real contribution, not a wish.
Am I actually getting out?
Snowball or avalanche, every card and loan in one bar that fills as the balance falls.
Where do I stand?
Everything you own against everything you owe, on the one screen you check once a month.
The whole picture, in a window.
A phone can only show you one thing at a time. In a browser you get the pay-cycle headline, the four figures and every card at once, with a rail that keeps payday in view from wherever you are.
See your payoff date before you sign up for anything.
Put in your balances, rates and minimums. Snowball against avalanche, which one clears sooner, and what one extra payment a month is worth. No account, no email.
Open the calculatorStart on the web today.
One account, the same numbers everywhere. Your plan carries over the moment each app lands.
Your numbers stay yours.
The clearest way to say this is to name both halves. Here is what Cashrou does with your money, and here is what it has no ability to do at all.
What it does
Reads only what you enter
Balances, bills, goals and pay dates. Nothing arrives that you did not put there.
Encrypts it in transit and at rest
Everything travels over TLS and is stored encrypted, on our side and on yours.
Locks behind Face ID on iPhone
On the phone your device decides who gets to open the plan. On the web it is your account password.
Deletes on request, immediately
Every record goes with the account, in one action.
What it cannot do
Move, send or withdraw money
There is no payment rail in the product. It cannot be misused because it does not exist.
Take a payment on your behalf
Cashrou tells you a bill is due. Paying it stays where it already is, with your bank.
See a bank password
It never asks for one, so there is nothing to leak.
Sell or share your money data
No balance, bill or goal ever leaves for anyone else. Ad measurement gets a hashed name and email, never a figure.
One screen deletes your account and every record attached to it. No support ticket, no waiting period.
Read our security practices →Questions people ask first.
Not for the plan itself. You confirm your balances at the start of each cycle, which takes two taps and is always current. Bank feeds lag, break on two-factor prompts, and go stale exactly when you need them. Account linking is on the roadmap as an optional convenience, never as the thing the plan depends on.
Your next paycheck already has a plan.
You just have not seen it yet. Seven days free on the web app, and cancelling inside the week costs nothing.