Every change to Cashrou, in plain words.

• A clearer way in Signing in is three simple screens, with the language easy to find and the code in boxes that fill as you type.
• Widgets follow your plans A plan you haven't set up says so on your Home Screen, and a tap opens its setup.
• A quicker start Setting up asks one question fewer: tap Subscriptions and name each one after you start.

Also: a code that works always takes you in, somebody already subscribed goes straight to Finish setting up, and each tab's tip opens on its own tab. After you start, you can pick your subscriptions by their logo and add a price for each. With Face ID on, coming back to the app asks again instead of saying it failed; the Order picker on Transactions now sorts; dates and month names follow your phone's language; a new card gets its payment line straight away; and confirming balances no longer overwrites last year's net worth for the same month.

A calmer, clearer Cashrou, easier to read by day or night

• A clearer look Every screen follows one set of rules: an arrow on anything that opens, colours that stay readable at night, and your own icons where you chose them.
• Plans in a few questions Emergency fund, debt payoff and retirement each start with a short setup that asks only what the plan needs.
• Faster everywhere Coming back to a tab is close to instant, and editors open about twice as fast.

Also: amounts typed with a comma in Scenarios are saved as typed, a web subscriber sees the right billing status, and a new phone no longer backs up over an old phone's backup from the same day.

• Setup in your language Setting up now opens by asking which language you want, and every question after it arrives in that language.
• Add remaining comes back The Add remaining switch and the Available meter no longer disappear when you name the account an allocation comes out of.
• Delete looks like Delete Swiping to delete now shows red rather than the app's accent colour, and a switch you have turned on is legible at night instead of white on a near-white track.
• Settings screens match Payday schedule, What Cashrou keeps and Delete my account now carry the same green header as the rest of the app, and the search field on four sheets sits where every other one does.
• One bill, several days Something that happens more than once a month is one entry now. Say groceries land on the 1st and the 17th, and both show up on the payday each one falls in.
• Money written the way your currency writes it Amounts now follow the format your currency uses rather than your phone's region, so Colombian pesos read $100.000,00 and US dollars read $100,000.00.

• Left over stays put On some pay schedules Left over moved every time you ticked something off, rising when you paid an expense and falling when income arrived. It now holds still.

• Setting up got shorter Six questions instead of twelve, and the four that matter now use the same account and recurring forms as the rest of the app, so nothing you enter arrives half filled in.
• Income that repeats your way Say whether income arrives weekly, every two weeks, twice a month or monthly. Your monthly totals now count it the way you are actually paid.
• Goals you can pick out Give a goal its own colour and icon, and find it at a glance in the list.
• A fresh look on iPhone The iPhone app has been redesigned from the ground up. Web and Android are coming.
• Dark mode, properly The whole app now works at night, not just parts of it.
• Show cents Turn the cents on or off, and every screen that shows an amount follows.

Also in this update: every screen redrawn, headers that get out of the way as you scroll, clearer account and goal forms, and a fix for allocations that filed themselves as transfers.

• Where the money goes Cashflow now shows what each month actually cost, straight from the paydays you closed, with a month picker and an account filter.
• Icons and colors Give any category or subcategory its own icon and color, and every screen that shows it follows.
• Calculators Six tools now: paycheck, retirement, mortgage, auto loan, refinance for any loan, and debt consolidation. Every run can be kept the way Scenarios are.
• Retirement Say the income you want and the age you want it at, and Cashrou works out the monthly investing that gets you there.

• Scenarios Try a change before you make it. Put rent up, take a bill away, pay more off a card, and see what every payday looks like after it.
• What a bag is worth Add a Hermes, Chanel or Louis Vuitton and Cashrou works out what it would sell for today, the same way it already does for watches.
• Logos on your rows Banks, cards and subscriptions now carry the company's own logo, so you find a row by recognising it instead of reading it.