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Adding a bill that is not monthly

Annual, quarterly and weekly bills are where monthly budgets fall over. Cashrou files each one in the pay period it is really due, and tells you its true monthly cost.

3 min read·Updated 6 August 2026·Applies to the web app and iPhone
Before you start

You need the amount, the date of the next charge, and how often it repeats. Cashrou works out the rest.

Steps

1

Add it in Cashflow, not on a payday

A recurring item lives once in Cashflow and every payday materialises its own copy. Editing the master changes future paydays without rewriting the ones already closed.

Adding it straight onto a payday makes a one-off instead, which is right for a dentist bill and wrong for car insurance.
2

Set the billing cycle

Monthly, quarterly, every six months, yearly, or a custom interval. Choosing None means it is an ordinary bill rather than a subscription.

3

Give it the date of the next charge

Cashrou counts forward from there, so an annual policy renewing in March appears in the March pay period and nowhere else.

4

Decide whether it shows on payday

Show on payday makes it a dated row you tick off. Turned off, it still counts toward your monthly cost but stops cluttering periods it does not fall in.

The monthly equivalent

Every recurring item also carries a true cost: what it works out to in an average month, whatever rhythm it charges on. A $300 quarterly bill counts as $100 a month, and a yearly subscription stops looking cheap.

This is why the subscription total never drifts from Cashflow. They are the same records, read two ways.

Saving toward it instead

If a large annual bill lands badly, put the bill in on its real date and add a goal alongside it, measured by the account you are holding the money in. Cashrou reads that balance, so progress is never something you maintain by hand.

The bill still appears when it is due. The difference is that the money is already there.

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