Cashrou
Now on the App Store Log in Start free
Features / Plan the paycheck

Fund the paycheck, in order, in two minutes.

Every cycle opens the same short list: confirm what you hold, tick income as it lands, fund each obligation in priority order. Close it, and the next cycle starts from the balances you ended on.

Web and iPhone — live Android — coming soon

Most apps ask what you spent last month. Cashrou asks what this paycheck has to cover before you spend any of it.

Confirm balances first

Every figure below is built on what you say is in the account today, not on a stale sync from three days ago.

Tick income as it lands

Two jobs, a side invoice, a reimbursement. Each one arrives on its own line and updates the total the moment you mark it received.

Fund obligations in order

Rent first, then the insurance you know is coming, then the sinking funds and goals. The order is yours and it stays put.

Close the cycle

Mark payday complete and the next one opens with the balances you ended on. Nothing to carry over by hand.

HOW IT WORKS

A cycle, start to finish.

The routine takes about two minutes on payday and nothing at all in between.

01 Set your pay dates once Weekly, biweekly, semi-monthly, monthly or a custom pattern. Cashrou builds the cycle around it, including the months where two paydays land close together.
02 Open the routine on payday Cashrou already knows which bills fall before your next pay and which goals are due a contribution this cycle.
03 Work down the list Confirm, receive, allocate. The leftover figure at the bottom moves as you go, so you always know what funding the next line will cost you.
04 Live off the number that is left Once the routine is closed, Safe to Use is the only figure you need to check between now and next payday.

The specifics

The routine never moves money. It records decisions about money you already hold, which is why it works without a bank connection.

Pay frequency Weekly, biweekly, semi-monthly or monthly
Multiple incomes Unlimited, each tracked separately
Scope Personal, business or both
Bank connection Not required

Works with

See it against your own numbers.

Seven days free on the web app. $6.99 a month or $49.99 a year after that.