A paycheck budget template, one block per paycheck.
Most budget templates are a month with your income split across it. This one is a block per paycheck, because that is how the money actually arrives.
Paycheck budget template
One block per paycheck, whatever your cadence. Twenty six of them, which is a year of fortnightly pay.
What is in it
Each block covers one payday to the next. What you start with, what lands, the bills due before the next payday listed by date rather than by category, what is left after the buffer you never touch, and where that leftover goes.
Bills are listed by due date on purpose. The question a paycheck budget answers is what has to come out before you are paid again, and sorting by category destroys it.
There is no monthly total, no percentage split and no spending categories. All three undo the layout, and the article this template comes from explains why at length.
A Google Sheets version, which dates the blocks for you and marks the two three paycheck months, is coming.
The same layout, kept current for you
Cashrou runs this arithmetic on every payday and keeps it up to date without retyping. The template stays free whether or not you ever install it.