The terms, in the same plain language as the app.

Seven documents. No walls of capitals and no clauses that exist to be skipped. Operated by XCAVAR LLC, Miami, Florida.

The three that matter most

If you read nothing else, read these three sentences.

01 Cashrou never connects to your bank. There is no online banking username or password of yours anywhere in this company, because the app never asks for one. You type your balances in.

02 Your card number never reaches us. Apple bills the App Store subscription and Stripe bills the web one. We are told whether a subscription is active, which plan, and when it ends.

03 Deleting your account deletes the records. They are attached to it and they go when it goes. Erase from inside the app, or email us and we remove it within 30 days.

Every document

Updated August 2026

Privacy Policy 16 sections What Cashrou stores, what it never asks for, and which companies process it. There is no bank login to hold, because the app never asks for one. 02

Terms of Use 18 sections What the app does, what you are responsible for, and the limits of what a planning tool can promise. 03

Subscription Terms 10 sections Billing, renewal, cancelling and refunds, whether you subscribed through Apple or on the web. 04

Security Practices 12 sections What is encrypted, what leaves your device, and why there are no bank credentials for anyone to lose. 05

Financial Disclaimer 8 sections Cashrou is a planning tool, not financial advice. What its figures are, and what you should not rely on them for. 06

Cookie Policy 8 sections What cashrou.com sets in your browser, and why the app behind the sign-in sets nothing at all. 07

Delete Account & Data 6 sections How to erase your Cashrou data from the app, what deleting your account removes, and how to cancel the subscription that goes with it.